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Let’s take a look at financial situation of families where a woman decides to be a stay at home mum.

Many families after having a child want that a woman still works. Only for money.

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People think she will bring home money without which they will starve, have debt or other kind of poor finance situation.


Some people also think that thanks to superannuation women will get pension in the future. But the specialists say that in Europe such hope is stupid, because there will be no money for paying people their pensions soon.

Let’s look at stay-home moms’ situation from another point.

Firstly, the child gets the best and most natural care. It’s indisputable.

Secondly, isn’t it cheaper when the woman doesn’t work?

You don’t pay for daycare for you child: kindergarten or nanny.

Woman doesn’t need to buy proper clothes nor makeup for work.

Woman doesn’t need to commute to work: she doesn’t buy month tickets nor fuel, nor she pays for parking places.

More family members eat at home, so you eat better and pay less for it.

Stress, anxiety and tiredness caused by work often lead to stupid purchases: coffee, junk food, snacks, sweets, clothes, cosmetics or other things as a reward for another day at work.

You pay more attention to your health and the condition (physical and psychological) of your child, so it’s less probable that you’ll need to pay for doctor, medicine and treatments.

Woman doesn’t have much time to spend it outside of home, alone, without children: in shopping centers, watching ads and following false needs.

Count all this expenses that you avoid when the mother stays home. Think whether it wouldn’t be a better solution than sending a mother to – often stupid – work and taking their beloved mother from children.

Money + Finances category on Slow and Happy blog. Money from a perspective of a minimalist, mother, entrepreneur, family manager #finances #money #moneytips #familyfinances #familybudget #minimalist

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Ula Archer

Woman. Wife to one Husband. Working at home mother to two Boys, the Older and the Younger. Minimalist. Reader and self-developer. Simplifying my life to regain my space, time, energy and attention. Optimizing. To be happier, more productive, more smiling, more giving to my family. To have more time for walks in nature.